Elaine Grygo of Prudential New Jersey Properties’ East Brunswick Office Celebrates 20 Years in Real Estate
EAST BRUNSWICK, NJ (October 20, 2006) – Elaine Grygo, a sales associate with Prudential New Jersey Properties’ East Brunswick office, has recently celebrated her 20-year anniversary in the real estate industry.
“By providing expert guidance and superior service to her numerous clients, Elaine has consistently proven herself as one of our top sales associates,” says Karen Pouliot, manager of the Prudential New Jersey Properties East Brunswick office. “As a resident of East Brunswick for more than 30 years, she has a tremendous understanding of the area and is able to offer her expertise in every aspect of the buying or selling process.”
Offering unmatched customer service and area expertise, Grygo has worked with the East Brunswick office since she began her career 20 years ago. A Certified Relocation Specialist, Grygo’s market area includes residential neighborhoods throughout Middlesex, Monmouth and Somerset counties. She is Quality Service Certified, which is earned and maintained by meeting or exceeding a standard of ongoing quality service for each transaction, based on feedback from clients. In addition, she is a member of the National, New Jersey and Middlesex Associations of Realtors®, as well as the Middlesex, Monmouth and Garden State Multiple Listing Services.
Grygo may be reached at the Prudential New Jersey Properties’ East Brunswick office in the Village Green Shopping Center at 415 State Route 18 South, or at (732) 390-8000 ext. 308.
About Prudential New Jersey Properties
Based in Somerset, Prudential New Jersey Properties offers resale, new homes, fine homes and resort properties as well as relocation, mortgage, title and insurance services. With 24 offices and more than 700 sales associates serving 10 counties -- Essex, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Somerset, Union and Warren -- PNJP is the state's largest Prudential Real Estate Affiliate and the second largest independently-owned residential real estate company. For more information, visit http://www.PruNewJersey.com or contact the home office in Somerset at 1-800-526-3845.
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With the Current Market: Is It Better to Buy or Rent?
Prudential New Jersey Properties Manager Compares Benefits and Pitfalls of Buying vs. Renting
By A. Michael Del Duca
Prudential New Jersey Properties
The market is ripe for buyers right now. Interest rates, although slightly higher than this time last year, are still low, and the National Association of REALTORS® predicts that 2006 will be the third all-time best year in real estate. With such an alluring market, many first-time home buyers are getting ready to make the move from a rented apartment to home ownership. But before they take the dive, there are a few things to consider.
Certainly, home ownership has its benefits. Buying a home is such a large investment, possibly the largest purchase you’ll make. So, careful deliberation should be made when deciding which is better for you: rent or buy.
The advantage of renting is that your monthly costs are fixed. There’s little to no responsibility for maintenance of the property. And, it’s easier to pick up and move to another location. But, it’s never guaranteed that the lease will be renewed once it’s up, and rent typically increases each year. In addition, you don’t earn any equity nor reap the tax advantages of owning a home.
As a homeowner, you have the benefit of security and stability, as well as the freedom to decorate and remodel. Your property also builds equity and has tax benefits. However, when the central heating unit breaks or the roof needs replacing, the repairs are your financial responsibility. And, there is always the possibility of losing on your investment if property values go down.
Several real estate firms, including Prudential New Jersey Properties, feature a Rent –vs. - Buy calculator on their Websites. This tool is particularly useful because it compares the costs of renting versus the cost of buying. In some cases, renters actually spend the same or more each month than they would spend on a mortgage payment. However, the tax benefit from owning the home may provide significant savings.
You also need to decide if you can really afford it. If you are on a tight budget it may not be wise to have the added pressure of maintenance costs, property taxes, and insurance. If your credit rating is in need of repair, or you have a high debt-to-earnings ratio, now may not be the time to purchase a home. Although you may find a lender, your loan may be at a much higher interest rate using a sub-prime lender. You might be better off taking another year to build your credit score and decrease your debt.
Besides costs, another factor to consider is how long you plan to reside in the home. When you purchase a home, there is a substantial initial investment including the down payment, closing costs, and renovations. It typically takes between five and seven years to recover your initial costs. And depending on your loan payments, it may take a few years before you begin to see a return on your investment.
Your lifestyle also plays a role in the decision. Will you be able to afford the type of property you want and continue to enjoy the lifestyle you have? Are you starting or changing careers or perhaps you are in a job that requires you to move frequently?
If you feel that all of these aspects are in line, buying a home might be the most rational and logical choice. Although homeownership has its benefits, make sure it’s the right fit for you depending on your financial and personal situations.
Michael Del Duca, manager of Prudential New Jersey Properties’ New Providence office, can be reached at 908-464-5200 Prudential New Jersey Properties is an independently owned and operated member of Prudential Real Estate Affiliates, Inc., a Prudential Financial company. Equal Housing Opportunity.
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Prudential New Jersey Properties’ Westfield Office Welcomes Cranford-Resident Frank D’Antico to its Team
WESTFIELD, NJ (October 20, 2006) – Prudential New Jersey Properties recently announced the appointment of Cranford-resident Frank D’Antico to its Westfield office sales team.
“Frank has lived in the Westfield area for many years and has extensive knowledge of his market area,” says Marge Cuccaro, manager of Prudential New Jersey Properties’ Westfield office. “His area of expertise coupled with his enthusiasm to provide superior customer service makes him a valuable asset to our team.”
An area resident and real estate professional for more than 20 years, D’Antico serves the residential communities of both Union and Middlesex counties. A member of the New Jersey Association of Realtors and the Garden State Multiple Listings Service, D’Antico still finds time to participate in his community. He is a coach for Cranford’s baseball and softball leagues, a PAL basketball coach, and is also a board member of the Cranford Indoor and Outdoor Pool.
A recent graduate of Prudential New Jersey Properties' comprehensive, three-week Academy Sales Training Program, D’Antico completed a hands-on course that includes simulated real estate situations created to help sales professionals refine various skills.
D’Antico can be reached at the Prudential New Jersey Properties’ Westfield office, located at 215 North Avenue West, at (908) 232-5664 or by e-mail at FrankDAntico@PruNewJersey.com.
About Prudential New Jersey Properties
Based in Somerset, Prudential New Jersey Properties offers resale, new homes, fine homes and resort properties as well as relocation, mortgage, title and insurance services. With 24 offices and more than 700 sales associates serving 10 counties -- Essex, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Somerset, Union and Warren -- PNJP is the state's largest Prudential Real Estate Affiliate and the second largest independently-owned residential real estate company. For more information, visit http://www.PruNewJersey.com or contact the home office in Somerset at 1-800-526-3845.
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PRUDENTIAL NEW JERSEY PROPERTIES SALES ASSOCIATES HAVE COMPETITIVE ADVANTAGE WITH ‘XPRESSDOCS’
Online marketing center provides next day turnaround
SOMERSET, NJ (October 17, 2006) – As part of their ongoing quality service initiative, Prudential New Jersey Properties offers a state-of-the-art marketing program that delivers premium marketing materials in 24 hours.
Xpressdocs, a print-on-demand, web-based platform, is a cutting-edge marketing tool for Prudential New Jersey Properties sales associates and their clients. With a full menu of company-branded collateral and direct mail pieces to consider, Prudential New Jersey Properties professionals can create, preview and order full-color marketing materials in a matter of minutes from any computer with Internet access, and receive them for distribution the next day.
“Our sales associates appreciate the immediacy and convenience of our Xpressdocs platform,” says Prudential New Jersey Properties Co-President Christopher A. Brown. “Twenty-four hours after they list a home, they can distribute property brochures and postcards to other real estate professionals in their marketplace and buyers interested in that area. That’s a powerful tool for our sales professionals and our sellers.”
Prudential New Jersey Properties sales associates can access the Xpressdocs platform by logging in online, from anywhere. The quick, simple program allows them to create brochures, postcards, and a variety of prospecting materials.
With their company-wide commitment to “exceptional customer care from contact to close,” Prudential New Jersey Properties pioneers the industry’s best practices to provide their sales professionals a distinct advantage over the competition.
About Prudential New Jersey Properties
Based in Somerset, Prudential New Jersey Properties offers resale, new homes, fine homes and resort properties as well as relocation, mortgage, title and insurance services. With 24 offices and more than 700 sales associates serving 10 counties -- Essex, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Somerset, Union and Warren -- PNJP is the state's largest Prudential Real Estate Affiliate and the second largest independently-owned residential real estate company. For more information, visit http://www.PruNewJersey.com or contact the home office in Somerset at 1-800-526-3845.
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Prudential New Jersey Properties Denville Office Welcomes Marge Bedell to Its Team
DENVILLE, NJ (October 17, 2006)- Prudential New Jersey Properties’ Denville recently welcomed Marge Bedell to its sales team.
“We are excited to have Marge join our team,” says Gary Large, office manager of Prudential New Jersey’s Denville office. “She has an extensive knowledge of the area and is really eager to start helping clients with their real estate needs.”
Bedell, a 10-year Denville resident, is a member of the National Association of Realtors®. Previously a corporate trainer for many years, she earned a Bachelor of Science degree and Master of Arts degree in Teaching from Montclair State College. Bedell’s market area includes Denville, Rockaway, and Morris Plains.
Bedell recently completed Prudential New Jersey Properties' comprehensive, three-week Academy Sales Training Program. This hands-on course includes simulated real estate situations created to help sales professionals refine various skills.
Bedell can be reached at Prudential New Jersey Properties Denville office, located at 64 Diamond Spring Road, at (973) 625-1250.
About Prudential New Jersey Properties
Based in Somerset, Prudential New Jersey Properties offers resale, new homes, fine homes, resort properties, relocation and mortgage, title and insurance services. With more than 700 sales associates serving 10 counties including Essex, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Somerset, Union and Warren, Prudential New Jersey Properties is New Jersey's largest Prudential Real Estate Affiliate and the second largest independently owned residential real estate company. For more information, visit www.PruNewJersey.com.
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Prudential New Jersey Properties’ East Brunswick Office Holds Fundraiser to Help Young Cancer Patients
EAST BRUNSWICK, NJ (October 17, 2006) — Prudential New Jersey Properties’ East Brunswick office is hosting the 3rd Annual “Bowl-A-Thon” to benefit The Sunshine Kids Foundation, a non profit organization dedicated to children with cancer.
The event will take place on Friday November 10 at 6 p.m., at The Mid-State Bowling Center in East Brunswick. The tickets are $23 per person and include two games, shoe rentals and refreshments, and tickets for children under 12 years old are $12. There will also be a 50/50 raffle and tricky tray auction.
Prudential Real Estate Affiliates, Inc. adopted The Sunshine Kids as a network-wide Charity in 1991.
Over the years, brokers, manager and sales professionals have participated in events and fundraisers throughout our 25 offices. The Sunshine Kids' mission, with the support of Prudential Real Estate, is to provide positive group activities for hospitalized children with cancer.
For more information, or to purchase tickets, please contact project coordinators Alberto Villar or Jeanine Angulo at 732-390-8000.
About Prudential New Jersey Properties
Based in Somerset, Prudential New Jersey Properties offers resale, new homes, fine homes and resort properties as well as relocation, mortgage, title and insurance services. With 24 offices and more than 700 sales associates serving 10 counties -- Essex, Hunterdon, Mercer, Middlesex, Monmouth, Morris, Ocean, Somerset, Union and Warren -- PNJP is the state's largest Prudential Real Estate Affiliate and the second largest independently-owned residential real estate company. For more information, visit http://www.PruNewJersey.com or contact the home office in Somerset at 1-800-526-3845.
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